A True Story… One day I received a request for information from a client who understood he desperately needed life insurance. He was a mattress delivery driver who hauled mattresses across the country and sometimes would be out on the road for a week or two at a time for deliveries. For story purposes we…Read More
The Good, The Bad, The Bottom Line… Indexed Universal Life (IUL) Insurance has gained a lot of popularity over the years because of agents selling them as an investment and a way to earn retirement income tax free. According to LIMRA, an insurance marketing and research company, new IUL premiums increased by over 25% in…Read More
How many life insurance policies can I have and what is the maximum amount of coverage I can buy? The answer is simple, you can have as many life insurance policies as you want. There is actually no legal limit to the amount of policies you can have in place on yourself. The insurance companies only put…Read More
We’ve helped thousands of veterans replace their Veterans Group Life Insurance (VGLI) with private policies. When you’re an active duty service member, Service-members Group Life Insurance (SGLI) can be very inexpensive based on your age but when you retire the option to keep your term life insurance can get expensive depending on your age. The…Read More
If you outlive your Term Life Insurance policy, Congratulations! This was the point of the policy to begin with, right? Some people feel like Term Life Insurance is a big waste of money and it should be. I often compare it to things like auto insurance or homeowner’s insurance. You pay a premium to protect…Read More
Life insurance is an essential part of any financial strategy. It provides a death benefit to help protect the most important people in your life. It can replace lost income for your dependents, create inheritances, provide financial protection for your business, and much more. Request a quote today! What are the different types of Life Insurance?…Read More
The main question you have to ask yourself is, “If I passed away today would anyone financially struggle?“ If you can answer Yes to this question, then most likely you’ll need life insurance. If there are people in your life that are dependent upon you financially than buying life insurance is the smart thing to…Read More
Using life insurance as a tool to protect your future income earning potential is a strategy that has grown in popularity throughout our career of helping people buy this product. There are many equations and endless calculators you can use to determine an approximation of the coverage amount needed. But most calculators seem to be endless,…Read More
